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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) they are joint tenants with rights of survivorship.
B) the conveyance is void.
C) they are tenants in common.
D) they are tenants by the entirety.

2. An agent who collects money from an insured and holds it for payment to the insurer is

A) commingling funds.
B) acting in a fiduciary capacity.
C) wrongfully withholding funds.
D) providing coverage.

3. To satisfy a mortgage of record, which of the following must be filed?

A) an original note
B) a payoff statement
C) a mortgage satisfaction
D) a certified copy of original mortgage

4. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Nothing is required.
B) Record in the county where the property is located a certified copy of John's death certificate.
C) Probate the estate of John.
D) Record a certified copy of a probate court order of John's estate distributing the home to Kate.

5. When issuing an Owner's policy, encumbrances should be shown as

A) listed on Schedule A for informational purposes.
B) a requirement in Schedule B-I.
C) listed on Schedule B as an exception.
D) an exception in Schedule C.

Solutions: